If you end up on your side, get hurt and are out of work for two months, do you have a plan?

If you die, are injured, or are in an accident while working;
how will the family:

- pay the hospital bills?
- pay the mortgage?
- put food on the table?

AFFORDABLE PLANS ARE AVAILABLE TODAY

Occupational Accident Provides:

Accident Medical Benefit up to $2,000,000
Accidental Death & Dismemberment $250,000
Disability Income (up to 70% of net income)

YOUR BUSINESS IS UNIQUE AND WE UNDERSTAND O/O's

An accident or injury can have a serious economic impact on an owner operator, and his/her business and family. Occupational Accident Insurance is part of an effective, affordable, reliable solution for the Owner Operator and their business.

Motor Carriers and the Independent Owner-Operators with whom they contract face a special situation when it comes to Workers Compensation. O/O's are generally excluded from Motor Carrier's Workers Compensation coverage and are left to fend for them selves when they are injured on the job.

Occupational Accident Insurance Helps Cover Your Assets

Occupational Accident Benefits

Accidental Death and Dismemberment (AD&D)

Pays benefits for Death and Dismemberment caused by a covered accident
Benefits to surviving spouse or children can be paid in lump sum and/or monthly installment until coverage is fully paid or eligibility expires

Paralysis

Pays benefits for permanent injuries resulting in Paralysis caused by a covered accident
Paralysis includes Quadriplegia, Paraplegia, and Hemiplegia

Disability Income

Short-term coverage which pays benefits to the Owner Operator who are unable to perform the duties of their own occupation as a result of a covered injury
Long-term coverage kicks in after short term benefits are exhausted

Accident Medical Expense

Pays reasonable and customary expenses incurred as a result of an occupational injury
Generally up to $1,000,000 (up to $10,000 in Hernia Coverage)
No Deductible or Coinsurance
Pays up to $1,000,000 for covered medical expenses incurred within two years of a covered occupational accident

Coverages

Coverages	Silver Option	Gold Option
Accidental Death: Lump Sum	$50,000	$50,000
Accidental Dismemberment:	$250,000	$250,000
Accidental Paralysis	$250,000	$250,000
Survivors Benefit (100 months)	$2,000	$2,000

Accidental Medical
Benefit Maximum	$500,000	$1,000,000
Benefit Period	104 weeks	104 weeks
Deductible	$ –	$ –
Dental Maximum 250 per tooth	$1,000	$1,000
HERNIA COVERAGE	$5,000	$10,000

Temporary Total Disability: Max Benefit	$350 week	$500 week
Percentage:	70.00%	66.67%
Waiting Period:	7 days	7 days
Maximum Benefit Period:	78 weeks	78 weeks

Continuous Total Disability:	$350 week	$500 week
Social Security Approval & Offset
Waiting Period	78 weeks	78 weeks
Maximum Benefit Period	To Age 70	To Age 70

Non-Occupational Benefit Schedule
Accidental Death:	$10,000	$15,000
Accidental Dismemberment:	$10,000	$15,000
Medical Maximum:	$7,500	$2,500
Paralysis Maximum:	N/A	N/A
Survivors Benefit	N/A	N/A
Deductible:	$75	$75


Combined Single Limit:	$500,000	$1,000,000
Aggregate:	$1,000,000	$2,000,000

Total Occupational Accident Monthly	$117.00	$137.00

Get a Quote

There are 3 easy ways to get a quote:

Call 877-414-4474
EMAIL OccAcc@sebritefinancial.com
Apply Below

Individual Driver Information
* Name:		CDL Number:
* Address:		Number of Years Experience:
* City:		MC C/DOT Number:
* State:		* Leased To (Name of Company or DBA if not leased):
* Zip:		* Address:
Date of Birth: (mm/dd/yyyy)		* City:
Home Telephone Number: (include area code)		* State:
Cell Phone Number: (include area code)		* Zip
E-mail Address:		Effective Date of Contract:
Beneficiary:		* Motor Carrier Phone Number: (include area code)
Relationship to Insured:		Motor Carrier Fax Number: (include area code)
Address of Beneficiary:		Motor Carrier E-mail Address:

General Information:
Are you an Owner/Operator with your own authority?	Yes	No
Are you an Owner/Operator leased to a company?	Yes	No
If no to both of the above, are you a:	Co-Driver	Contract Driver (and you receive a 1099 form)	Employee (and you receive a W-2 form)
Do you load / unload?	Yes	No
If yes, what is the average weight you lift:
Do you attach and detach the trailer?	Yes	No
Do you tarp?	Yes	No
What do you haul?
What other duties do you perform?
Are you covered under any medical plan?	Yes	No
...if yes, please provide name of carrier:


* Required Information

Please indicate which plan you are enrolling in:
	Silver Plan
	Gold Plan